Personal Banking
Save smarter. Borrow easier. Live better.
From your daily savings to that life upgrade — Bompai gives you the products and the partnership to get there.
Savings accounts
A savings plan for every goal.
Bompai Easy Savings
₦0 · to open
An everyday savings account, with zero fuss.
- No monthly maintenance fee
- Free SMS and in-app alerts on every transaction
- Access via mobile app, web, USSD and any Bompai agent
Bompai Target Savings
From ₦500 · per day
Save towards a goal — and get rewarded for staying disciplined.
- Set a goal amount and target date
- Auto-debit from any Bompai account
- Bonus interest when you complete the plan
Kids & Teens Savings
₦1,000 · to open
Give your child a head start with money.
- Zero monthly fees, zero COT
- Birthday-bonus interest each year
- Linkable to a Bompai Target plan for school fees
Current, deposit & card
Everyday accounts and the right card.
Personal Current Account
₦5,000 · to open
Day-to-day current account for salary earners and professionals.
- Free transfers to other Bompai accounts
- Optional cheque book
- Standing orders and direct debits
Bompai Boost Fixed Deposit
From ₦50,000 · minimum
Lock in attractive returns. NDIC-insured.
- Choose 30, 90, 180 or 365-day tenors
- Auto-rollover at maturity (with or without interest)
- Pre-liquidation allowed (interest adjustment applies)
Bompai Debit Card
3 · card networks
Tap, swipe and shop — anywhere in Nigeria.
- Choose Verve, Visa or AfriGO
- Tap-to-pay at any contactless POS
- Withdraw at any Nigerian ATM
Save with purpose
Plan for tomorrow without giving up today.
Whether it's school fees, a new home or your family's safety net — our saving plans flex to your life, not the other way around.
- NDIC-insured deposits up to ₦200,000
- Free SMS & in-app alerts on every transaction
- Withdraw anytime via ATM, agent, USSD or app
Bompai Debit Card
Tap, swipe and shop — anywhere.
Available on Verve, Visa and AfriGO. Withdraw at any Nigerian ATM, pay at any POS, and shop online securely with 3-D Secure 2.
More about the card
Personal loans
Loans approved in days, not weeks.
Salary Advance Loan
Up to 50% · of monthly salary
Smooth out the month — get up to 50% of your salary, fast.
- No collateral required
- Automatic monthly repayment from salary
- Transparent flat or reducing-balance rates
Trade & Business Loan
₦50k – ₦5m · range
Working capital for traders and small shops.
- Repayment plans aligned to your sales cycle
- Group-lending option for cooperatives
- Field officers visit your shop
Asset Finance
Up to ₦3m · per asset
Acquire equipment, motorcycles and tools — pay back monthly.
- Vendor financing — we pay the supplier directly
- Asset insured throughout the tenor
- Repayment tailored to expected income from the asset
Education Loan
Up to ₦2m · per term
Don't let school fees stand between your child and the classroom.
- Paid directly to the school's account
- Repayment aligned to school terms
- Available for parents and guardians
A simple, three-step loan journey.
- 1
Apply
Visit any branch, message your agent or apply via our mobile channels.
- 2
Verify
Provide your ID, a recent utility bill and (where applicable) proof of income.
- 3
Receive
Get a decision in 24–72 hours and funds disbursed straight to your account.
Mobile & Web Banking
Transfer, pay bills, top up airtime and manage your card from anywhere.
USSD on any phone
Dial *977# on any GSM phone — no app, no internet needed.
Branch & Agent network
Visit our branches or any Bompai agent for cash, deposits and account services.